Job Overview

  • Date Posted
    March 21, 2024
  • Expiration date
    April 4, 2024
  • Experience
    5 Years
  • Gender
  • Qualification
    Bachelor Degree
  • Organization
  • Required Languages
    English, Krio

Job Description


Women and Girls FIRST Gender and Financial Inclusion Consultancy 



Contract type: Consultancy 

Duration: 40-45 days over 5 months 

Dates: April – August 2024 

Language: English 

Location: Sierra Leone 


TITLE: Catholic Agency for Overseas Development (CAFOD) and Bank of Sierra Leone (BSL) collaboration on Gender-focused financial inclusion capacity strengthening and learning review.



CAFOD, together with partners KADDRO and Caritas Kenema are in the final year of implementing a 3-year Women and Girls FIRST (Financial Inclusion and Resilience Strengthening) project, funded by Jersey Overseas Aid (JOA). The project involves collaboration with government and private sector partners namely the Bank of Sierra Leone, GT Bank, Orange Mobile Finance (OMF), Mosabi and Innovations for Poverty Action (IPA).

The overall objective of the project is to strengthen resilience and improve financial inclusion among diverse women and girls from rural communities in Sierra Leone. The project is being implemented in 200 communities in total, across Kenema, Port Loko and Kambia districts. The target beneficiaries comprise 6,250 members of 250 Village Savings and Loans Association (VSLAs), 3,000 women entrepreneurs, 1,250 adolescent girls, and 24 community financial institutions. 

Project outcomes 

1: Rural communities, especially women, are able to access and adopt inclusive and needs-driven financial products and services. 

2: Improved knowledge and understanding of financial skills and money management among rural communities, especially women. 

3: Financial empowerment of rural women and girls.

The Bank of Sierra Leone (BSL) has the mandate of developing the financial sector in Sierra Leone and as part of this role, it coordinates the multi-stakeholder efforts under the National Strategy for Financial Inclusion (2022- 2026). This strategic framework captures key priorities and plans to strengthen financial inclusion in Sierra Leone. 

CAFOD has been working with the Bank of Sierra Leone as part of the Women and Girls First project, to facilitate chiefdom-level awareness-raising sessions on the tiered Know Your Customer (KYC) and Consumer Protection guidelines for Financial Inclusion Champions from new VSLAs.



The objective of this consultancy is to provide guidance, training and mentorship to the project partners (CAFOD, BSL, Kambia District Development and Rehabilitation Organization (KADDRO) and Caritas Kenema) in gender mainstreaming and consumer protection for inclusive policies and practices, to be able to cascade this support to 24 financial service providers from the three districts, including community banks, FSAs and MFIs. 

We are looking for a consultant to work in collaboration with CAFOD and the Bank of Sierra Leone to support capacity strengthening of Financial Service Providers in Gender-focused financial inclusion, as well as to capture the key learning generated from the project around Gender Inclusive financial inclusion policy implementation. 

The final learning questions will be agreed between the consultant and project team as part of the inception report. 

There will be 2 distinct parts to this consultancy:

  • Capacity strengthening on gender and inclusion in financial services
  • Work with BSL to review existing training and guidance, and develop an updated training curriculum on gender and inclusion in financial services.
  • Key Informant Interviews (KIIs) with BSL, financial service providers, implementing partner staff, and women and girls and other stakeholders in the project communities, to identify issues to be addressed in the training.
  • Facilitate a Training of Trainers (TOT) training for designated BSL staff (Gender Financial Inclusion Focal Points), CAFOD/Partner Project staff, and other key partners on Gender-focused financial inclusion, including how to monitor, engage and influence institutions on their planning and policy implementation.
  • Support designated BSL gender financial inclusion focal points in training staff from 24 Financial Service Associations (FSAs), Community Banks (CBs), Microfinance Institutions (MFIs), and OMF/GTBank in three (3) districts (Kenema, Port Loko and Kambia) as part of a pilot for the JOA project. 
  • Update and finalise the training materials and guidance materials package. 
  • Ongoing guidance and mentorship to BSL Gender financial Inclusion Focal Points and JOA Project team, to be able to support banks and MFIs to develop plans for adoption and implementation of gender-focused policies and strategies, and monitor policy development and implementation. 

  • Policy and learning paper:  
  • Desk review and gap analysis of gender-focused financial inclusion research and initiatives in SL.
  • Key Informant Interviews (KIIs) with BSL, financial service providers, implementing partner staff, and women and girls and other stakeholders in the project communities, to identify issues to be included in the learning papers.
  • Prepare a BSL-focused briefing with recommendations coming out of the gender financial inclusion training pilot. 
  • Prepare a learning paper pulling out key learning and recommendations from the Women and Girls First project regarding gender-focused financial inclusion.



The outputs will be in English. The expected outputs are: 

  • An inception plan (maximum 5 pages) 
  • A draft package of Gender-focused financial inclusion ToT and training materials
  • A training report (maximum 5 pages) 
  • A final package of Gender-focused financial inclusion ToT and training materials
  • Mentoring support on specific tasks 
  • A consultation session to present initial policy findings and recommendations and gather feedback on the draft 
  • Prepare a BSL-focused briefing with recommendations coming out of the gender-inclusion training pilot.
  • A final learning paper (maximum 20 pages) 
  • Participation in a workshop to present the learning paper in Sierra Leone

All materials collected during the evaluation process should be submitted to CAFOD prior to the termination of the contract. The report and all background documentation will remain the property of CAFOD. 



The dates for each output will be confirmed by CAFOD, BSL and the consultant during the inception phase, but below are provisional timeline of activities and expected days of work:

  • Recruitment and Inception report review and approval – April 2024
  • Desk review – April 2024 
  • Training preparation and facilitation in Freetown, Kenema, Port Loko and/or Kambia – May-June 2024
  • Follow-up mentoring support – June – July 2024
  • Policy brief and learning paper/materials and events – July – August 2024.



  • Fees for consultancy days (to be agreed by negotiation)
  • Expenses (travel, accommodation and subsistence) will be reimbursed separately in line with CAFOD’s travel expenses policy and project compliance requirements, and up to an agreed maximum amount.



  • A Minimum of bachelor’s degree or Post Graduate qualification in Social Sciences, Development, Gender or another relevant academic discipline.
  • Relevant experience of at least 5 years in similar or related programmes or policy/advocacy work, especially in Gender and Financial Inclusion. 
  • Significant relevant experience in the region, and in Sierra Leone is strongly preferred.
  • Experience in the financial sector is an advantage.
  • Demonstrable previous experience in developing and facilitating training. 
  • Excellent English language skills. Krio skills an advantage.
  • Demonstrate high level of professionalism.
  • Excellent interpersonal skills, and ability to effectively interact with stakeholders from different socio-economic backgrounds.
  • Ability to multi-task and work independently.
  • Strong critical analysis skills and attention to detail.
  • Ability to adhere to strict deadlines.
  • Ability and willingness to travel in Sierra Leone, to Port Loko, Kambia and Kenema districts.   



Applications should include: 

  • A proposal providing an expression of interest, and relevant experience, and outlining the proposed methodology, timeframe and summary budget in no more than 4 pages. 
  • A CV with two relevant references. 
  • Examples of past work may be requested from shortlisted candidates. 

Applications for the consultancy should be submitted by e-mail to Cecilia Samura with the subject Women and Girls FIRST Gender Financial Inclusion consultancy. 

The deadline for applications is: Thursday 4th April 2024. 

Online interviews with shortlisted candidates will be planned for the 15-16 April 2024.